insurance

It’s not perfect but it’s my first attempt, and it’s very cosy. 

I also think that winter is a good time to add a splash of colour to the home, I may get the paintbrushes out, or just hang a nice picture on a bare wall. Anything to brighten up those dark dreary days. Of course lighting is important too, it gets darker so much earlier and too much darkness can be depressing so I like to keep my home bright whenever I can. As well as adding an extra lamp I sometimes feel that candles add just that little bit of extra light and if they are scented they can also create a warmer welcoming environment.

Our garden in Winter gets very neglected. We can’t even venture down to the bottom of the garden because the drainage is poor and it’s just like a bog. We really need to get this sorted. Our garden furniture is covered up in an effort to keep it dry and clean. Unfortunately our poor patio table became a victim of storm Eleanor. My hubby had left the parasol up and when the wind blew it over it shattered the glass top of the table. Lesson learnt! You can never be too careful.

Winter is also a time for checking that you are safe in your home, is your heating working properly, have you had your boiler checked. What would you do if it let you down when it was really cold, or even worse, what if it was faulty and letting of harmful fumes?
Do you have secure locks on your doors and windows? With there being much more darkness in winter it creates more opportunities for those that burgle. I know that unexpected disasters can happen any time of year but it’s always a good time to check that you have adequate insurance.

Chill Insurance have devised this great little e-book with lots of ideas for decorating and designing your perfect winter home.